• Liability coverage of $300,000 on your homeowners policy
  is required.
• Liability coverage of $250,000/$500,000/$100,000* on your auto policy is required.
• Homeowners and auto insurance must also be with SCM Insurance.
• Auto accident and ticket record for the past 5 years will be a consideration as well as any prior liability claims.

Premiums of under $150 per year can be offered for an insured with only one house and one auto. Premiums of around $200 per year are typical for most insured’s.