Homeowners – SCM Insurance

Homeowners Insurance from SCM Insurance

SCM Insurance provides homeowners insurance for all types of homes. One to four family homes, Dwelling replacement costs from $50,000 to $5,000,000.

We specialize in preparing binders and all other forms needed to close on a home at time of purchase. This service is something the direct insurance companies are unable to provide. Please contact us by E-Mail or phone with your homeowners insurance needs and we will tailor a policy for your needs.

Contact Us to get more information on your specific needs for these options.

Get your Homeowners Quote Now (Connecticut Only):

HOMEOWNERS REQUEST A QUOTE

Discounts Available

Multi-Policy (auto with the same company)
House alarm discount (monitored system, local system, smoke detectors)
New house discount (Homes under 20 years old)
Non smoker credit
Claims free credit
Credit for having superior credit
Mature owner credit (over 55 years old)
Higher deducible credits
Hurricane deducible (homes within 2 miles from shore)
Advanced Quote, Starting day of policy must be more than 7 days after quote

Basic coverage‘s (on every homeowners’ policy)

Homeowners Insurance Options

Replacement cost coverage on the dwelling (150% maximum or unlimited)
Replacement cost coverage on contents
Scheduled items coverage such as jewelry, silverware, computers, camera equip., etc.
Blanket coverage on jewelry
Water Backup and sump pump overflow
Equipment breakdown
Assisted living care coverage for household memebers
Identity Theft coverage
Refrigerated property
Earthquake coverage
Office in the home Liability coverage
Lock replacement
Watercraft (liability only)
Rented dwellings (liability only)
Single deductible (when a single loss involves both an auto policy & homeowners policy at once, a deductible is used rather than two deductibles making the total deductible less). Homeowners & auto insurance must be with the same insurance company
Service Line Coverage: Would cover the repair of a burst water line or sewer line, replace the pipe if necessary, cover the cost of excavation and cover the cost of any damaged outdoor property.

HOME OWNERS

Homeowners Insurance from SCM Insurance

Get your Homeowners Quote Now (Connecticut Only):

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